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Congress enacted bankruptcy laws to give debtors a financial “fresh start” from troublesome debts. Our law firm specializes in Chapter 7 Bankruptcy and Chapter 13 Bankruptcy.
Are you drowning in credit card debts and other unsecured debts? Chapter 7 could wipe-out your debts and give you a “fresh start.” In a Chapter 7 case, a court-appointed trustee will take control of your assets, reduce your assets to cash, and make distribution to creditors, subject to your right to retain certain exempt properties and the rights of your secured creditors. If you have very little or no nonexempt property, then there will not be an actual liquidation of your assets.
Do you have plenty of debts, but you have a regular source of income and real estate assets that you want to keep? Chapter 13 is designed for you and consumer debtors who do not qualify for Chapter 7. Chapter 13 will enable you to keep a valuable asset, such as a house, and allow you to propose a “plan” to repay your creditors over a period of three to five years.
Our law firm can help you file for bankruptcy and have a “fresh start.” Call us now at (626) 331-8188 to schedule your phone or office consultation.